Prime Minister's Employment Generation Programme 2025 – Apply Online, Eligibility, PMEGP Status

The Prime Minister’s Employment Generation Programme (PMEGP) is a flagship employment generation program under the Ministry of Micro, Small and Medium Enterprises (MSME), designed to create sustainable employment through the establishment of micro-enterprises in both rural and urban areas.

Launched in August 2008, PMEGP merges two earlier government schemes – the Prime Minister's Rojgar Yojana (PMRY) and the Rural Employment Generation Programme (REGP). With continued funding until 2025-26, this Sarkari Yojana 2025 has become a vital initiative in promoting entrepreneurship, especially for students, unemployed youth, artisans, and aspiring startup founders.

Objectives of PMEGP

• Create employment opportunities in both rural and urban areas.

• Encourage the setting up of new startups and micro-enterprises.

• Empower artisans, youth, and traditionally skilled communities with self-employment.

• Prevent rural migration to urban centers by providing localized livelihood options.

• Enhance income and skill development, contributing to the overall growth of the economy.

Implementing Agencies

At the national level, PMEGP is implemented by the Khadi and Village Industries Commission (KVIC) under the administrative control of MSME. At the state level, it operates through:

• State KVIC Directorates

• State Khadi and Village Industries Boards (KVIBs)

• District Industries Centres (DICs)

• Coir Board (for coir-based projects)

• Partner Banks and designated financial institutions

Key Benefits of PMEGP

The scheme offers support under two main categories:

1. Margin Money Subsidy

• Up to 35% subsidy for new unit setup (based on location and category)

• 2nd loan facility for existing REGP/PMEGP/MUDRA units for upgrading

2. Support Services (5% of budget)

• Entrepreneurship Development Program (EDP) training

• Marketing and Exhibitions

• IT support, awareness camps, bank coordination, etc.

Levels of Support Under PMEGP

Here is the traditional, mobile-responsive table you requested:

PMEGP Eligibility Criteria

For New Units

• Any Indian citizen above 18 years

• No income ceiling

• Minimum 8th pass required for projects above ₹10 lakh (Mfg) and ₹5 lakh (Service)

• Only new projects are eligible

• Only one member per family (self + spouse)

For Existing Units (2nd Loan)

• First PMEGP/REGP/MUDRA loan must be repaid

• Business must be profit-making with potential for growth

• Lock-in period of 3 years must be completed

Exclusions and Negative List

The following are not allowed under PMEGP:

• Units already availed subsidy under other government schemes

• Units connected to meat processing, tobacco, liquor, or banned substances

• Cultivation of crops (except value-added products)

• Environmentally hazardous activities (e.g., plastic below 75 microns)

• More than one project per person

Application Process – How to Apply for PMEGP

Online Application

1. For New Units:
   Apply Here

2. For Existing Units (2nd Loan):
   Apply Here

3. Login for Registered Applicants:
   Click to Login

Offline Application

Download, fill, and submit this Offline Form (PDF) to your nearest KVIC/KVIB/DIC office.

Documents Required

• Caste Certificate

• Special Category Certificate (if applicable)

• Rural Area Certificate

• Project Report

• EDP/Skill Development Training Certificate

• Any other relevant documents

Why PMEGP is Among the Best Government Schemes for Startups & Students

PMEGP has proven to be one of the most effective government schemes for startups, micro enterprises, and students who wish to launch their entrepreneurial journey. With low contribution requirements and high subsidy support, it also ranks high among all government schemes 2025 and sarkari yojana 2025 lists.

Whether you're a young entrepreneur, a skilled artisan, or a woman from an aspirational district — PMEGP can be your stepping stone to a self-sustained future.

Final Words

With over 30 lakh jobs targeted and thousands of micro-enterprises already funded, the Prime Minister's Employment Generation Programme is a leading employment generation program in India. It aligns with the vision of Atmanirbhar Bharat and opens the doors for lakhs of individuals through easy credit and financial incentives.

To apply online for PMEGP, visit the official portal today.

Frequently Asked Questions (FAQs)

Q1. What is the maximum project cost allowed under PMEGP?
A: ₹25 Lakh (Manufacturing), ₹10 Lakh (Service)

Q2. Who are the financing partners?
A: 27 public sector banks, cooperative banks, RRBs, and private commercial banks approved by the State Task Force.

Q3. Can more than one person from a family apply?
A: No. Only one member (self + spouse) is eligible.

Q4. Can the project be in an urban area?
A: Yes, PMEGP supports both rural and urban projects.

Q5. Is EDP training compulsory?
A: Yes. 6–10 days of EDP training is mandatory before subsidy disbursement.

Q6. What is the lock-in period for the margin money subsidy?
A: 3 years.

Q7. Are model project reports available?
A: Yes. Industry-wise templates are available on kvic.org.in.

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